Budget Babble

When you are strug gling to make ends meet, saving can seem an impossible goal. Even on the barest of budgets, there are ways to keep your money in your pocket longer. Start by saving money shopping. Coupons, deals and discounts are widely available and can save you time and effort, too! Here are 5 easy, but often overlooked budget tweaks for starters: 1) Shop at your local $1 dollar store                                                                         Dollar stores can be a goldmine of bargains for everyday items. Sandwich bags, paper towels, trash bags, toiletries, and even groceries can be purchased for only $1 a piece. You’ll just have to skip the brand name items…you don’t need to stock your shelves with expensive stuff when the cheaper version will do just fine. Many of your cleaning product...

What are Payday Loans? Payday loans are also called cash advance loans. They are small (up to $700), unsecured loans-meaning you can borrow without any credit or collateral. These loans are paid to you quickly, usually instantly or within 24 hours, and due to be paid back with your next paycheck. These loans are popular with people with bad credit or no credit. Anyone who can prove a regular monthly income with pay stubs or bank records can get one.  Sounds convenient, right?     Let’s discuss the fees before you rush out to take out a loan for yourself.                                  A  payday loan -also called a  cash advance loan - may seem like the answer for people with bad credit, but as with any loan there are pros and cons. While one the one hand you can get money quickly, on the other, they cost a lot. Still, they may be the only option for some people who need some e...

Tired of living paycheck to paycheck?  Here are 5 money saving tips that will leave you with a few extra dollars in your pocket.               1) Shop at your local $1 dollar store. Dollar stores can be a goldmine of bargains for everyday items. Sandwich bags, paper towels, trash bags, toiletries, and even groceries can be purchased for only $1 a piece. You’ll just have to skip the brand name items… you don’t need to stock your shelves with expensive stuff when the cheaper version will do just fine. Many of your cleaning products as well as hundreds of other everyday items can be purchased at dollar stores for a fraction of what you’d pay in a grocery or drug store. 2)  Take advantage of coupons and specials           When grocery shopping, take advantage of coupons and specials. Cut all the coupons you can use and organize them so they’re easy to find. For some items, you can search online and find additional co...