Budget Babble

So, I've always lived paycheck to paycheck and was often broke right before payday. I tried all the "earn money online" sites I could find-good and bad. I needed to find ways to make a quick couple of dollars in between paychecks, or to afford things I need that my pocket change won't cover. There are literally thousands of ways to earn extra cash online without investing time or money-and I've tried them all! The easiest ways to earn (surveys, microtasks, cash-back shopping rewards...) often paying mere cents for over an hour of 'work'. It can take a month or more to earn enough points for a $5 cash payment.  I have found a few hidden gems that make it so quick and easy to earn a payout, that I use them on a weekly basis. Below are the only sites that I use on a regular basis because I earn weekly or bi-weekly payments from them. I'm not getting richer, but I don't feel like I'm missing out either. So, if you need a few extra bucks  quickly; ...

Your computer can help you make more money! You can use the internet to supplement your income in your spare time, or you can start a full-fledged business. If you're a creator or have expertise in any subject,  you can cash in on it!  Millions of potential customers are only a click away, you just have to learn how to reach them.  F irst Things First If you are simply hoping to supplement your income, check out free platforms, such as Facebook Marketplace or Craigslist . If you want to start a full-time business , then paying a small fee  for an eCommerce website or storefront, would be worth it.  Here are some examples of different sites for different products/niches: Antiques and Collectibles Collectibles such as s ports memorabilia refurbished antique furniture, and gold and silver coins, are hot commodities right now. eBay , Ruby Lane , ArtFire , and Zibbet are a few of the favored platforms for sellers. Handcrafted Goods Artisan jewelry, unique pottery, ...

Ways to save: Read personal finance blogs such as these to get started : coupons in the news ( search for savings on any product or brand in their coupon database) From Frugal To Free (offers budgeting tools and insight into starting side hustles) ChooseFI (teaches financial freedom, offers several online courses) Coupon savings Resources Rich sources of Printable and digital coupons, discount codes, flash deals and more. coupons.com smartsource.com redplum.com Ibotta -scan receipts Savingstar.com Amazon Cash-Back/Rebate sites   Earn up to 100% cash back. Some sites require you to leave a review, while others offer instant discounts. Either way, it’s a no-brainer for larger purchases and gift shopping! Try: Cashbackbase Vipon  Rebate Key Organize and Keep Track of Savings with Apps  Packed with multiple ways to save, apps provide the easiest way to save and earn. Savings are rewarded upon receipt scan, or automatically applied at checkout. Check: iBotta- An all-time...

 The value of gold is climbing and more and more people are selling their gold for cash. If you’re tempted to part with your gold jewelry, you’re not alone. Here are 10 ways to make the most of it.                                     Gold Prices Keep Rising The value of gold is climbing and more and more people are selling their gold for cash. If you’re tempted to part with your gold jewelry, you’re not alone. The price of gold has risen steadily over the last few years and today is fetching a little over $1700 per ounce. There are many ways to sell your gold. Gold parties (where you can have your gold appraised and receive cash right then), jewelry stores and even online gold buyers are all looking for scrap gold. Scrap gold simply means that you will be paid only for the weight of the gold-not the price of the original piece. Scrap gold is just melted down, not re-sold as is. The BBB suggest...

Searching for deals on Amazon is like being on a treasure hunt.  Tucked away among pages of their website are all kinds of money-saving hacks. The more you look, the more you find. Here are five ways to shop Amazon for less. 1) Go directly to Amazon Outlet in the drop-down menu. There you will find huge discounts on marked down, clearance, overstocked and returned merchandise. You can search for “under $10” products, or check the coupons and last-minute deals.    2) If you scroll all the way down to the very bottom of any Amazon page, you can browse some of Amazon’s other sites for great finds, like Woot for electronics and gadgets or 6pm for fashion and home goods.   3) Sign up with a cash-back site such as Raise or Rakuten. Connect to Amazon through them for  cash back, rebates, promo codes and coupons  on your purchases.    4) Spend some spare time doing micro-tasks on Mturk. You can literally do hundreds of quick, low-paying tasks in a short a...

If you are a small business owner, you’re bound to experience cash flow problems at one time or another. Whether it is paying employees, purchasing inventory or repairing broken equipment, you are going to need some extra cash that you may not have yet. That is why it is important to establish a business line of credit. What is a business line of credit? A business line of credit is not a loan. It is structured like a credit card which does not rely on your personal credit information, but rather that of your business itself. Credit of this type helps small businesses get started, and it helps them grow. So even if your personal credit is poor, it still may be possible to get a line of credit through your business instead. When you take out a line of credit, you use the money for business related expenses such as payroll, utilities, equipment and so on. Like a credit card, your limit will stay the same and you can use and pay off what you need each month. As you make monthly payments t...

  Yes! Every day, brands offer free stuff because they want you to try their products.    Try it Before You Buy It! Free samples are extremely popular for many reasons:  You can try your favorite brands and new brands without spending any money Small size is perfect for travel  Make personal gift baskets They come in handy for college students A treat for anyone on a tight budget! Open a free email account just for your freebies Naturally, you will receive lots of email from the sample businesses.  Most companies will send sale ads or newsletters, and some send   confirmation   emails that you need to confirm in order to get your samples. This is so the companies can keep track of who has received a sample from them already, as there may be limits on the number of requests allowed.  A dedicated account will keep your personal inbox clean and you don't have to sift through all the other mail to find your offers.  Y ou can get a free acco...