Budget Babble

Listia is an auction site for new or used stuff, where members buy and sell goods via virtual currency (called credits), not cash. When you sell something, you earn CREDITS, then use those credits to bid on stuff you want. Listia's goal is always to keep our unwanted stuff out of landfills and offer a fun, social, shopping experience, as cheaply as possible, for everyone. Listia is like a treasure hunt and a flea market rolled into one. The best part is that you never know what you'll find! My Opinion? I've been using Listia since 2011, and I LOVE it! I list/sell handmade jewelry, vintage items, crafty supplies, and other small stuff. In turn, I use the credits I get and bid on things I want, such as silver coins, miniatures, or craft supplies for my beading. I am more than happy with my time on Listia! Shop Even When You’re Broke! Listia's slogan USED to say "Get Rid of Stuff You Don't Want, and Get Stuff You Do Want For Free". That led to a lot of compla...

Here are three games that give you a fighting chance: *Casinos can be fun and thrilling, as long as you know when to stop-but, If you think your gambling is becoming a problem, there's help here * ( RED text contains links with more information) Roulette> First up, we have Roulette. With its colorful wheel and exciting game-play, Roulette offers a 50/50 chance of winning. Simply pick a color or number, watch the croupier spin the wheel, and hope for the best. It's a game of chance, but hey, sometimes luck is on your side. Craps> Next, we have Craps. Roll the dice and try to match the number to win. It's all about the luck of the roll, but with a little strategy, you might just come out ahead. Just make sure to brush up on the rules before diving in. Blackjack> Last but not least, we have Blackjack. Get as close to 21 as possible without going over and beat the dealer. It's a game of skill and strategy, but also a bit of luck. Play your cards right, and you ...

When you can barely stretch your paycheck from one week to the next, it may be time to tweak your shopping habits. Stretching your dollars doesn’t mean you have to cut corners or do without. You can actually buy more for less by following a few simple guidelines. 1)   Shop at your local $1 dollar store. You don’t need to stock your shelves with brand name stuff when the cheaper version will do just fine. Dollar stores can be a goldmine of bargains for everyday items. Sandwich bags, paper towels, trash bags, toiletries, and even groceries can be purchased for only $1 a piece. Many of your cleaning products as well as hundreds of other everyday items can be purchased at dollar stores for a fraction of what you’d pay in a grocery or drug store. 2)   Take advantage of coupons and specials. Cut all the coupons you can use and organize them so they’re easy to find. You can find great coupons on product packages and you can search online and find additional coupons. When purchasing m...

A payday loan may be the answer for people with bad credit, but as with any loan there are pros and cons. While one the one hand you can get money quickly, on the other, they cost a lot. Still, they may be the only option for some people who need some emergency cash. What are payday/advance Loans? Payday loans are also called cash advance loans. They are small (up to $700), unsecured loans-meaning you can borrow without any credit or collateral. These loans are paid to you quickly, usually instantly or within 24 hours, and due to be paid back with your next paycheck. These loans are popular with people with bad credit or no credit. Anyone who can prove a regular monthly income with pay stubs or bank records can get one. Sounds convenient, right?     Let’s discuss the fees before you rush out to take out a loan for yourself. Where do I find a lender? You can find lenders at check cashing stores, pawn shops, banks and credit unions, “Lending” stores and online. Are There Fees At...

For business owners large and small, advertising your brand has never been so easy.    Nearly every person in the world today is connected to the internet somehow and every one of these people is a potential customer to you. Whether your business is online or a brick and mortar store, there is a way you can reach anyone with an internet connection via their home computers, cell phones, laptops and tablets. It’s called email marketing, and when utilized the right way, it can be your best friend. Email marketing enables you to offer your product to everyone who may be interested in it, in short time. You simply design an ad or brochure and send it out to all your previous customers and new, potential customers. When they respond to your email, they are taken to your website and there your business grows. Creating the perfect email isn’t hard if you keep a few basics in mind. A design that will catch their attention, a product that they need and a simple purchase and checkout pro...

Everyone talks about making money with paid online surveys, but many of these sites are scams and that scares people away.    It gives honest survey sites a bad name they don’t deserve. There  are  real money-making survey sites out there…you just have to know what to look for. While you won’t get rich quick, if you are realistic and join the right sites, you can begin earning real money today! So how do you know if a survey site is legitimate or a scam? Well, I joined  32 survey sites  and I found some good and some bad. I’ve been paid by about half of them at least once but my favorites are the 5 listed here that I get regular payments from. As for the rest of the sites, I deleted my accounts and unsubscribed myself due to factors like emailing me “offers” instead of surveys and having ridiculously high redemption amounts that would take months, if not a year, to reach. How to Get Started When you join a site, fill out your profile right away. This determ...

                                                      Taking Online Surveys is a fun way to earn a little extra cash  just for giving your opinion. When you answer these surveys, you are shaping the market of tomorrow by telling companies how you feel about their products. The pay is generally low since these surveys are designed for mass audiences, but the payments add up and it's always a big help at cash-out time!  Surveys can be a great way to earn an extra few bucks.While doing surveys won't make you rich, the compensation you get in the form of points or credits adds up until you redeem it for cash or gift cards. If you're going to be online anyway, why not have a little fun?                                             Here i...